Personal & Commercial Auto
Auto insurance protects individuals against financial loss caused by a traffic accident. It includes coverage for the vehicle, medical expenses and liability accidents
Types of Coverage
When looking for insurance for your vehicle there are multiple factors you need to take into account to choose the best and most appropriate coverage for you. Some of the main questions you should ask yourself are: is my vehicle financed? What are my personal priorities? What is my budget?
Full Cover
Comprehensive + Liability + Collision Insurance
Full Coverage insurance refers to a combination of coverage that provides protection throughout different damage scenarios. It includes:
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Coverage for the cost of damages and injuries caused to others in accident.
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Coverage for damage to your own vehicle in a collision with another vehicle or object regardless of fault
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Coverage for damage to your vehicle from non-collision damages
Liability
Property Damage + Bodily Injury
Liability Insurance is the most standard coverage required by law, it protects from property damage and injuries to another person when you are at fault. It includes:
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Damage to someone else's property caused by your vehicle (repairs, damage to buildings...)
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Coverage to other people that might have become injured in an accident (Medical Bills, Lost Wages, Legal fees...)
